How Many Mortgages or Liens Can You Have on Your House?

How Many Mortgages or Liens Can You Have on Your House?

Dreaming of accessing more of your home’s equity but already sporting two mortgages? The alluring concept of a “3rd mortgage” might cross your mind. In today’s article I’ll share with you the top 5 pros and cons you should consider in making your decision to get multiple mortgages or liens. Technically, you can have multiple … Continued

Should I Sell My House Now In Utah or Wait? (2026)

Sell My Utah House Now or Wait? The number of home sales in Utah have slowed a lot since the highs of the market six years ago. The total number of homes sold in Utah is close to the lowest level in the last 6 years; however, home sales for the quarter ending December 2026 … Continued
A man putting sheetrock mud on a wall fixing a house.

What Not to Fix When Selling a House

When Derek Martinez sold his home he never expected to lose thousands of dollars. Derek was advised to make expensive changes to update his home before selling it; but in the end, the return on investment was negligible. He didn’t even recoup the money he spent preparing his home for sale on some of the … Continued
How long can you go without paying property taxes in Utah?

How Long Can You Go Without Paying Property Taxes in Utah?

How Long Can You Go Without Paying Property Taxes? A home owner can go about five and a half years without paying property taxes in all of the counties in Utah. It is also important to understand how payments are applied to your property taxes once you get behind in your property taxes. “In this … Continued
How to Avoid Losing Your Home In Bankruptcy Living In Utah

Will I Lose My House if I File Chapter 7? – A 2026 Guide

Can You File Chapter 7 Bankruptcy & Keep Your House? My legal team and I have seen many people face bankruptcy. These folks are frequently left with more questions than answers. Most people I’ve seen want to avoid losing their home in bankruptcy. I’ve helped many people understand how extensive the damage would be to … Continued

Can You Sell a House With a Lien on it? A 2026 Guide!

Selling a house with a lien on it is possible, yes. There are some hoops to jump through but today we’ll help you learn how. Knowing what happens when a lien is placed on your home ahead of time will save you not just time but a lot of frustration when it comes time to … Continued
A small wooden house model on top of a real estate option contract.

True Meaning of Active Option Contract

I still remember a homeowner in Utah calling me late one evening, confused and frustrated. They said, “Gary, my house says active on Zillow, but my agent told me it’s basically sold. So which is it?” That question is exactly why so many people misunderstand real estate listings today. If you’ve ever wondered what does … Continued