You want to stay in your home but you’re facing a bit of a financial set back at the moment that has damaged your credit. You may have piling medical bills. Maybe it was an unexpected job loss. Or a divorce. Whatever your situation, there are hundreds of reasons Utah home owners may want to … Continued
Knowing how to get rid of private mortgage insurance can be confusing if you’re brand new to the world of mortgage fees. If you’re like most Utahns you deal with all types of fees on a monthly basis for all types of expenditures. Some of those fees may not be so necessary at all though. … Continued
For many Utah homeowners, there are additional fees and costs involved with a mortgage which never get taken into consideration. Closing costs. Title search fees. Loan origination costs. And one of the most mysterious costs of all — private mortgage insurance in Utah (or PMI, as it’s more commonly referred to.) Haven’t looked thoroughly at … Continued
Do you need to learn how to self file for chapter 7 bankruptcy in Utah? It may come to a surprise for many but self filing (or “pro se” filing) for Chapter 7 bankruptcy is not only possible, but fairly common. And while it is a time consuming process, it doesn’t require extensive legal knowledge … Continued
According to the Utah Department of Human Services, over $222 Million was collected from child support payments in 2018. Child support liens placed on your home can be especially distressing. And even if you’ve made every concerted effort to keep up with mortgage payments and property taxes, it can come from out of the blue—and … Continued
One of the most seemingly complex mysteries to unravel for many homeowners in Utah is the process of filing for bankruptcy. After all, when faced with the prospect of starting your life all over again, the last thing you need to worry about are legal clauses and nuances. While your own particular circumstances may necessitate … Continued
For many homeowners, a lien is something they rarely expect they’re going to encounter. After all, you’ve worked hard to pay off property taxes and your mortgage, and have no subsequent black mark against your credit. You may have even renovated in order to ensure both the beauty and value of your home. So when … Continued
Many people facing bankruptcy in Utah are frequently left with more questions than answers. How extensive will the damage be to my credit? How long will it take to rebuild my life? What steps could I have taken to prevent it in the first place? But perhaps one of the most common is: what will … Continued
Each year, millions of homes are seized as a result of property and judgement liens, later to be sold to the highest bidder—frequently, at considerably less than full market value. And while that may be music to the ears of banks and buyers alike, it still places the average homeowner in considerable distress. When it … Continued
Title insurance was estimated to be a $16 Billion industry in the US in 2018. But is it necessary? And who pays the cost at closing? Title insurance in Utah for many is frequently an afterthought when it comes to any real estate transaction. After all, you’re likely more concerned with getting the best value … Continued
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