Author: Gary Parker

Non-QM Loans for Beginners

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I get it, traditional bank loans can be great if you fit into their narrow little box. But what if you don’t? What if you’re self-employed, have irregular income, or just don’t check all the boxes for a conventional mortgage? That’s where non-QM loans come in. I’m Gary Parker, a real estate investor, and I … Continued
A house with a big red for sale sing in front.

Sell Your House In 7 Days Without A Realtor

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You’ve found a great new home to buy at a much better price than you were even expecting. You want to make the best offer to purchase as quickly as possible to move in. Or maybe you need to move out of the area quickly. What ever the reason is that you need to move … Continued
What is Pre-Foreclosure in Utah and How it Works - Everything You Need to Know

What is Pre Foreclosure – What you might be missing

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Discover the ins and outs of pre foreclosure , from the start of the process, pre-foreclosure procedures and your rights as a homeowner under state and federal laws. Expand your knowledge and make informed decisions with our comprehensive pre-foreclosure guide. What is Pre Foreclosure When things start to go bad for home owners because of … Continued

Should I Sell My House Now In Utah or Wait? (2025)

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Sell My House Now or Wait? Home sales have slowed a lot since the highs of the market 4 and a half years ago. The total number of homes sold in Utah is very close to the lowest level in the last 5 years; however, all 4 quarters of home sales in 2024 were a … Continued
Child Support Liens in Utah-What You Need To Know

How to Get a Child Support Lien Removed to Sell a House

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According to the Utah Department of Human Services, over $152.9 Million was collected from child support payments in 2024. Child support liens placed on your home can be especially distressing. And even if you’ve made every concerted effort to keep up with mortgage payments and property taxes, it can come from out of the blue—and … Continued
A Guide To Private Mortgage Insurance In Utah - What Is It And Why Do You Need It

How much is PMI – Private Mortgage Insurance (What you need to know)

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Private Mortgage Insurance For many Utah homeowners, there are additional fees and costs involved with a mortgage which never get taken into consideration. Closing costs. Title search fees. Loan origination costs. And one of the most mysterious costs of all — private mortgage insurance in Utah (or PMI, as it’s more commonly referred to.) Haven’t … Continued

How Much are Closing Costs in Utah, 2025 Guide

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Purchasing a home comes with hidden costs that go beyond the price tag on the house. Many of those extra costs that are unavoidable are wrapped up in one term: Closing costs. So if you’re wondering, “How much are closings costs in Utah?” then we’ve got you covered. Read on to see what it covers … Continued
Mortgage Forbearance Alternatives

Mortgage Forbearance Alternatives

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As a seasoned real estate investor in Utah, I know how stressful it can be when you’re behind on mortgage payments or facing financial hardships. Mortgage forbearance is a popular option these days, especially with all the talk about “what is forbearance” and “forbearance agreement” floating around. But let’s be honest, is mortgage forbearance always … Continued