Author: Gary Parker

Contingency versus Pending Transactions It can be a bit confusing when the subject of contingent versus pending comes up during a real estate transaction. A contingency is a condition that has to be met for contract to move forward, while a pending contract is one in which all the contingencies have been met. A contingency … Continued

Have you ever wondered if you could just purposely default on mortgage payments? When your mortgage payments become too much, or the upkeep of your home has you spiraling into debt, it can sound appealing to just give your house back to the bank and move on, free and clear. Unfortunately the process isn’t that … Continued

Back in 2014 the Utah Association of Realtors added checking for radon on their Buyer Due Diligence Checklist. This may seem superfluous to some, but as a dangerous carcinogen that can sneak into your home without notice it’s important to check for radon before selling or buying a home. What is Radon and How Does … Continued

As a local Utah lender and real estate cash buyer, I’ve seen firsthand how GAP lending can be a lifesaver for homeowners and investors alike. But what exactly is GAP lending, and how can you take advantage of it? Let me break it down for you. What is GAP Lending? GAP lending, also known as … Continued

Are you swimming in debt? Do you have a tax lien placed on your house? If you’re not sure what to do, how to get rid of the lien or know if you can sell your house with a tax lien, then read on to see all your options and start looking forward to a … Continued

If you have a parent who has been diagnosed with dementia then you are probably facing a bevy of difficult decisions. If one of those big life changes has to do with selling your parents home to help pay for their care, then you need to know the ins and outs and laws regarding a … Continued

HOA fees or dues can make an already expensive mortgage just too much to afford when financial troubles, health challenges or job changes come your way. How do you get out of paying HOA dues? Is it possible to just quit the HOA? What Does the HOA Do? HOA fees exist for a reason. The … Continued

Owning a home comes with a hefty price tag when it comes to repairs and upkeep. The general rule of thumb is to set aside 1-4% of your homes value for home maintenance each year. But what if you don’t have thousands of dollars to set aside and you’re drowning in home repairs right now?  … Continued